In my job, we always give lessons learned. Either for sucker who has to do our job next or for other people doing our jobs across the country or pond (Holly-make sure you tell your mom this is aka the Atlantic ocean ;D).
So in honor of that tradition, I thought I'd give some lessons learned about this "experience"
1. Get life insurance. Not just the crap they give you at work but real life insurance. Get way more than you think you'll need.
2. Get the short term disability your work offers and get it at 100%. Its pretty useful and most of the time you can even use it for baby leave.
3. Get uninsured motorist coverage also can be used for under-insured motorist. There are people out there driving with crappy insurance and guess what they might just hit you. And guess what, they suck.
4. Talk about what you want out of a funeral. No one wants to think about what songs to be played or can even think about songs at this point.
5. Talk about what you want to do if you are severely injured and in a coma (and there are various stages of this). Its too hard of a decision to make as you are standing at the bedside.
6. Get a will. Even if its simple, its better than nothing. Especially if you aren't married yet. Get it signed too. A word document isn't worth much nor is an email.
7. Make sure your beneficiaries are up-to-date.
8. Make sure your emergency contacts are up-to-date. Like don't give people your home number if you don't ever use it.
9. Create a list of all your accounts like IRAs, 401Ks, checking, savings, titles of houses or cars, life insurances, reoccuring debits, car insurance, homeowners insurance, etc. Pretty much anything you can think of. Thank you Roger for making this list. I wish you would have kept it up.
10. Make sure someone knows where all the above are located. Don't make people search for this crap. It takes a lot of time.
11. Buy your survivors an accordion file to keep it all in when they have to start sorting through your stuff. This is the way I keep my sanity right now. Its the only thing I can control right now.
12. If you don't want anyone ever to read it or see it, then either throw it away or label it for a particular person. I can't believe how much Buffy stuff I've found.